Financial Research Report for Ford Motor Company Paper

Financial Report for Ford Motor Company - Research Paper Example The company, at present, is one of the biggest producers of cars and trucks at a global level. The different brands of Ford Company vehicles include Ford, Lincoln, Mercury and its redesigned Ford Mustang and the F-Series pickup which have been very successful. The company also possesses interest in Mazda and commands the Volvo nameplate. Ford Motor Company has 95 plants spread throughout the world with 41 distribution centers and warehouses. It also has 50 engineering, research and development centers. The company carries its operations under the two sections namely, Automotive and Financial Services. For the year ended on December 31, 2008, Ford traded the ACH glass business to Zeledyne, LLC. The Nashville, Tulsa, and VidrioCar plants were also included in this sale. In the year 2008, Ford and its subsidiary, the Volvo Car Corporation sold the Thai-Swedish Assembly Group to Volvo Holding Sverige, AB. The company was able to acquire 72.4% of the shares of S.C. Automobile Craiova SA in March 2008. The sale of the company's Jaguar and Land Rover operations to Tata Motors Limited took place in June 2008. The share value of Ford has reached $1.56. Steny Hoyer, the House Majority Leader told the Fox News Sunday that he expects that the plans of the companies will win governmental aid. However, its accountability and feasibility are yet to be seen in the long run. But the Republican leader Mr. John Boehner was sceptical about these plans. He remarked that it was a matter of convincing the American tax payers that the government was financing a viable corporation. The following is the stock activity of the company: Stock Activity Last Price 6.11 52 Week High 6.75 52 Week Low 1.01 Volume 54.58 Mil Average Daily Volume (13wk) 102.05 Mil 50 Day Moving Average 5.19 200 Day Moving Average 3.31 Volatility (beta) 2.55 F Intraday Chart 5d 1m 3m 1y 3y 5y 10y Beta 2.55 Dividend & Yield NA Earnings/Share -7.03 Forward P/E -15.28 Market Cap. 19.39 Bil P/E -0.86 Return on Equity NA Total Shares Out. 3.17 Bil Financial data in U.S. dollars (Source: http://moneycentral.msn.com /detail/stock_ quote'Symbol=F, retrieved on 14th June, 2009) Ford Motor must strive hard to find out new strategies to make the company progressive. That is what the Democrats told the executives of the major three companies last week, when they sought an emergency financial aid of $25 billion. They were told by the Democratic leaders to submit new proposals with bailout plans to Congress on 2nd December. On getting the proposals they would hold hearings for voting on it the next week. Stock Charts (2009-06-14) Ford Motor The companies have to prepare a plan as to how the governmental loans will be utilised and period for which the financial loans are required. In order to get these loans the companies must forego the payment of dividends and the huge amount of executive compensation. (http://articles.moneycentral.msn.com/Investing/Dispatch/market- dispatches-112408.aspx, retrieved on 14th June, 2009) Ratio analysis Gross Profit Margin 19.4% EBIT Margin -5.1% EBITDA Margin 4.4% Pre-Tax Profit Margin -12.8% Current Ratio 2.4 Quick Ratio 1.9 Receivables Turnover 1.2 Inventory Turnover 11.2 Asset Turnover 0.5 Revenue to Assets

Apple Marketing Strategy analysis Essay Example | Topics and Well Written Essays - 2500 words

Apple Marketing Strategy analysis - Essay Example The firm that is analyzed in the paper is Apple red as giant in the consumer electronics market and its products are considered as one of the most successful and hot selling items. From a mediocre organization to the best firm in the industry, Apple has made tremendous progress in terms of product innovation and service delivery. It started as a computer manufacturing and selling firm however, it has now transformed itself into a consumer electronics manufacturing firm with product range as wide as TVs, MP3 Players, Smartphones and Tablet Computers. Apple started as Apple Computers Inc during 1977 however, Apple rolled out its first personal computer during 1976. Steve Jobs and Steve Wozniak started the company with an aim to manufacture and sell personal computers. As a result of this effort, Apple-1 was introduced during 1976 and Apple afterward continued to build upon its technical superiority and was able to expand its overall range of products. Over the period of time, Apple rem ained under the control of different CEOs however; its glory and success came under the leadership of Steve Jobs – the co-founder of the company who was also later on removed from this position during 1990s. One of the key reasons for the success of Apple as a firm was the leadership style and approach adapted by Steve Jobs. It is argued that Steve Jobs broke almost every principle of leadership and cultivated a new and unique style which allowed Apple to dominate different markets at the same time. Considered by many as dictator and tyrannical, it was the unique vision and micromanagement ability of Steve Jobs which contributed mostly towards the success of the firm (Emerald Group Publishing Limited). It was because of this leadership style of Steve Jobs that the overall culture of Apple evolved as a culture with strong accountability and very clear and swift communication from the top. Most of the decisions were centralized and revolved around Steve Jobs owing to his person al genius and detailed oriented leadership style. Much of the Apple’s culture as well as corporate success was dependent upon the innovative genius of Steve Jobs, his ability to manage everything on his own and enforcement of a strict corporate culture with very little tolerance for dissent and low performance. (Allen) The Mission Statement â€Å"Apple designs Macs, the best personal computers in the world, along with OS X, iLife, iWork and professional software. Apple leads the digital music revolution with its iPods and iTunes online store. Apple has reinvented the mobile phone with its revolutionary iPhone and App Store, and is defining the future of mobile media and computing devices with iPad.†1 The above Mission Statement of the firm suggests that Apple has been able to dominate four different market niches in consumer electronics industry i.e. personal computers, digital music, mobile phones and mobile media and computing. Though the mission statement seems vagu e but it clearly outlines the current ambitions of Apple and its will to dominate different markets at the same time. Exceptional factors contributing to the success of firm One of the key factors behind the success of Apple was the leadership of Steve Jobs under whose visionary presence; firm was able to transform itself into a giant in consumer electronics industry. Steve Jobs expanded the overall vision for the firm and included other product ranges coupled with effective market strategies which allowed Apple to become number 1 firm in the industry. The leadership and corporate culture of firm helped Apple to enforce strict accountability and create further room for creativity and innovation. Such approach therefore resulted into the development and marketing of products which became hot selling due to their innovativeness and ease of use for end users. Apart from this, Apple’s products are considered as of highest quality and durability along with their ability to offer a complete experience to customers. Apple started its music

Learning Health Systems in Australia Analysis

Learning Health Systems in Australia Analysis Submitted by : Jaison Prabhath Jaiprakash INTRODUCTION A Learning Health System (LHS) aims to deliver the best possible care to patients, each time, and to learn and improve itself with each care experience. Its vision guarantees to change healthcare services, by empowering the health professionals to change the entire health care system into a highly reliable industry. A learning health system combines quality patient care with the routine collection of data. This is aimed at improving patient outcome. A fully functional system like this would advance the overall quality of healthcare and improve patient and provider safety. The data collected through electronic health records are vast and expanding, which helps in creating new knowledge about the effectiveness of the given treatment and helps in predicting outcomes. An LSH emphasises on an approach that shares data and insights across boundaries to drive better, more efficient medical practice and patient care. The key to achieve their objectives are linked to the collection of data th at is commonly called Big Data from various types of clinical practices. The big data movement in computer science has brought dramatic changes in what counts as data, how that data is analysed, and what can be done with that data. Big data has only recently begun to influence clinical practice. (Iwashyna and Liu, 2014). Enormous amounts of health care data are collected from patients and populations and the interpretation of that data is very important in meeting the needs of the patients. Combining big data and next-generation analytics into population health research and clinical practice requires new data sources, new thinking, training, and tools. If properly used, these pools of data can be an infinite source of knowledge to power a learning health care system. Clinical trials help to manage and improve the health care system. It is all about conducting studies and investigations into various diseases and conditions and eventually hope to eradicate the illnesses. It helps to harness the information for improved clinical trial design, patient recruitment, site selection, monitoring insight and decision making. Data produced through clinical trials like randomized control trials (RCT) often include many treatments and patients from different groups, to improve the reliability of participants and to access the data, these records are digitized, this is where big data helps to store large amount of data sets. By mining the area of clinical practice, we can learn a lot about the patient care. METHODS Search Strategy The SCOPUS and PubMed databases were searched for articles related to the role of learning health systems and clinical practice. Most articles were taken from the year 2014. The search was limited to articles published in journals. Search terms A Boolean search was performed using the following terms: learning health system AND clinical practice, learning healthcare system AND clinical practice, learning health system AND clinic and learning healthcare system AND clinic. Selection / inclusion Criteria The literature review was conducted and articles chosen were from the existing learning health systems such as PEDSnet which are already being used for various clinical practices.   The search was later filtered into aspects that are essential to clinical practice as well as learning health systems, namely, big data. RESULT The role of the health care system is important to deliver the quality care and treatment to the patients. Learning health systems have shown remarkable developments in clinical practices, for example formation of Clinical Data Research Networks (CDRN) consist of many health care systems which conducts research as a network on topics like health care delivery, population health, assessing health disparities and so on. A few of these healthcare systems are listed below. PEDSnet: A National Pediatric Learning Health System   Ã‚   PEDSnet is a clinical data research network (CDRN) that provides the infrastructure to support a national paediatric learning health system. The PEDSnet clinical data research network is an association of eight childrens hospitals, two existing patient-centred disease-specific paediatric networks addressing inflammatory bowel disease and complex congenital heart disease, a newly formed paediatric obesity network, and two national data partners. Together they form the essential components of the National Paediatric Learning Health System (NPLHS). The NPLHS will establish the data sharing environment to enable a community of patients and clinicians, interacting at the point of care, to generate data that can be reused for research and quality improvement and to support continuous monitoring of outcomes that identify specific management practices as targets for comparative effectiveness research (CER). (Forrest et al., 2014) All the information about the patients are recorded using Patient Reported Data (PRD) for quality improvement, clinical practice, or research applications. Table 1: PEDSnet overview (Forrest et al., 2014) Point of Care Research (POC-R) Point of Care Research (POC-R) is a clinical study design that is used to compare two or more treatments that are considered equal. It takes advantage of Electronic health records to enable participant recruitment and data collection of the patients. The goal of POC-R is to embed research into clinical practice, contributing to a Learning Healthcare System (Weir et al., 2014). pSCANNER (part of the PCORnet) The patient-centred Scalable National Network for Effectiveness Research (pSCANNER), is a part of the recently formed PCORnet (Patient Centred Outcomes Research net), which is a national network composed of learning healthcare systems and patient-powered research networks funded by the Patient Centred Outcomes Research Institute (PCORI). Its mission is to provide health related data available to clinicians, researchers and other stakeholders to improve the health-related policies, decision-making and governance. It uses a distributed architecture to integrate data from three existing networks VA Informatics and Computing Infrastructure (VINCI), University of California Research exchange (UC-ReX) and SCANNER, a consortium of UCSD covering over 21 million patients in all 50 states of the USA providing ambulatory care and community-based outpatient clinics with claims and health information exchange data. (Ohno-Machado et al., 2014). pSCANNER shares the data but also protects the privacy of patients at the same time. Only summary statistics are shared between the researcher and clinician. Initial use cases will focus on three conditions: congestive heart failure, Kawasaki disease and obesity. Stakeholders, such as patients, clinicians, and health service researchers, will be engaged to prioritize research questions to be answered through the network. The distributed system will be based on a common data model that allows the construction and evaluation of distributed multivariate models for a variety of statistical analyses. (Ohno-Machado et al., 2014) Learn From Every Patient (LFEP) The merging of three major trends in medicine, namely conversion to electronic health records (EHRs), prioritization of translational research, and the need to control healthcare expenditures, has created unique interests and chances to develop systems that advance healthcare while reducing the overall cost. But making a learning health system operational requires regular changes that have not yet been widely demonstrated in clinical practice. The authors developed, implemented, and evaluated a model of EHR-supported care in a cohort of 131 children with cerebral palsy that integrated clinical care, quality improvement, and research, entitled Learn from Every Patient (LFEP). Children treated in the LFEP Program for a 12-month period experienced a 43% reduction in total inpatient days, a 27% reduction in inpatient admissions, a 30% reduction in emergency department visits, and a 29% reduction in urgent care visits. LFEP Program implementation also resulted in reductions in healthcare costs of 210% (US$7014/child) versus a Time control group, and reductions of 176% ($6596/child) versus a Program Activities control group. Importantly, clinical implementation of the LFEP Program has also driven the continuous accumulation of robust research-quality data for both publication and implementation of evidence-based improvements in clinical care. These results demonstrate that a learning health system can be developed and implemented in a cost-effective manner, and can integrate clinical care and research to systematically drive simultaneous clinical quality improvement and reduced healthcare costs. (Lowes et al., 2017) Figure 1: The Learn From Every Patient (LFEP) model PaTH PaTH provides an informatics supported infrastructure for cohort identification and data sharing within the network of three targeted conditions: idiopathic pulmonary fibrosis (IPF), atrial fibrillation (AF), and obesity. It helps in linking the electronic patients records and understand the survey methods used in research. It uses an open source tools (i2b2 and SHRINE) to aggregate, analyze the distributed data, and facilitate patient centered, comparative effective research. It also helps in improving the decision making capability of both patients and physicians through collaborative process that brings each partner closer to the ideals of a learning health system. (Waqas Amin, 2014). DISCUSSION Big Data is an important but diverse intellectual movement seeking to bring new technologies of data acquisition, data integration, and data analysis into clinical research, hospital operations, and clinical practice. These trends will only accelerate for the foreseeable future, as they build on decades of others doing exactly those same things. Big Data will not solve fundamental challenges of either logical inference or of human behaviour. (Weir et al., 2014). Big Data will continue to provide new knowledge and decision-making support for an array of real and pressing clinical problems (Iwashyna and Liu, 2014). PEDSnet will transform paediatric healthcare and childrens health by developing an extensive and efficient digital infrastructure that enables all participants to work together in the work of producing new knowledge and improving health and care delivery. PEDSnet benefits from robust pre-existing resources and a unique history of collaboration by childrens hospitals that has fundamentally reshaped outcomes for previously fatal diseases, such as cystic fibrosis and many childhood cancers. As the basic digital structure to a learning health system, PEDSnet enables the quick application of new evidence into clinical practice and will address fundamental questions of clinical effectiveness for children and their families, particularly for individuals affected by serious, and generally rare, illness that persists into adulthood. (Forrest et al., 2014) The Point of Care Research (POC-R) highlights several possible factors important to a nationwide implementation of a pragmatic trial program. Participants were significantly concerned with added burden, changes in the provider-patient relationship, ethical implications, validity of results, and integration with workflow. To encourage and support provider buy-in, programs might consider provider training, marketing, and electronic support for decision-making. Providing evidence of equipoise and the validity of data capture might be essential for buy-in. Work process analysis should be part of the proposal. (Weir et al., 2014) pSCANNER will encode a significant portion of policies in software, use a flexible strategy to harmonize data, and use privacy-preserving technology that enables highly diverse institutions to join the network and allow stakeholders to participate. Significant challenges in terms of providing sufficient incentives for patients, clinicians, and health systems to participate and ensuring the sustainability of the network, which were not the focus of this article, will also need to be addressed. The pSCANNER project offers a unique opportunity to make progress toward these objectives, and share results with a community of researchers and representatives from a broader group of stakeholders. (Ohno-Machado et al., 2014) The introduction of EHR-supported care that integrated clinical care, quality improvement, and research resulted in large reductions in healthcare utilization, with associated reductions in charges. Direct comparisons with two distinct comparison groups, to account for the effects of time and LFEP Program activities, confirmed that patients in the LFEP Program had greater reductions both in healthcare utilization and healthcare charges than either control group. Together, these early results confirm that it is both feasible and cost-effective to operationalize key components of an LHS in a large academic medical center. Furthermore, such a system is able to simultaneously improve clinical care and efficiency, and reduce healthcare expenditures, while creating a robust research-quality data set enabling healthcare systems to systematically Learn from Every Patient. (Lowes et al., 2017) The PaTH network will adhere to best practices by using as its backbone open source tools (i2b2 and SHRINE) to aggregate data using standard vocabularies and provide distributed, de-identified cohort queries. PaTH will test these systems in three targeted disease conditions. PaTH will provide a robust informatics supported platform to facilitate comparative effectiveness research, support the conduct of clinical trials, and improve the decision-making capability of both patients and physicians through a collaborative process that brings each partner closer to the ideals of a learning health system. (Waqas Amin, 2014) CONCLUSION The ongoing feedback of insights from data to patients, clinicians, managers and policymakers can be a powerful motivator for change as well as provide an evidence base for action. Many studies and systems have demonstrated that routine data can be a powerful tool when used appropriately to improve the quality of care. A learning healthcare system may address the challenges faced by our health systems, but for routinely collected data to be used optimally within such a system, simultaneous development is needed in several areas, including analytical methods, data linkage, information infrastructures and ways to understand how the data were generated. (Deeny and Steventon, 2015) These results demonstrate that a learning health system can be developed and implemented in a cost-effective manner, and can integrate clinical care and research to steadily drive simultaneous clinical quality improvement and reduce the overall cost of healthcare. (Lowes et al., 2017) REFERENCES BRODY, H. MILLER, F. G. 2013. The Research-Clinical Practice Distinction, Learning Health Systems, and Relationships. Hastings Center Report, 43, 41-47. DEENY, S. R. STEVENTON, A. 2015. Making sense of the shadows: Priorities for creating a learning healthcare system based on routinely collected data. BMJ Quality and Safety, 24, 505-515. FORREST, C. B., MARGOLIS, P. A., CHARLES BAILEY, L., MARSOLO, K., DEL BECCARO, M. A., FINKELSTEIN, J. A., MILOV, D. E., VIELAND, V. J., WOLF, B. A., YU, F. B. KAHN, M. G. 2014. PEDSnet: A national pediatric learning health system. Journal of the American Medical Informatics Association, 21, 602-606. GRANT, R. W., URATSU, C. S., ESTACIO, K. R., ALTSCHULER, A., KIM, E., FIREMAN, B., ADAMS, A. S., SCHMITTDIEL, J. A. HEISLER, M. 2016. Pre-Visit Prioritization for complex patients with diabetes: Randomized trial design and implementation within an integrated health care system. Contemporary Clinical Trials, 47, 196-201. IWASHYNA, T. J. LIU, V. 2014. Whats so different about big data?: A primer for clinicians trained to think epidemiologically. Annals of the American Thoracic Society, 11, 1130-1135. LOWES, L. P., NORITZ, G. H., NEWMEYER, A., EMBI, P. J., YIN, H., SMOYER, W. E., LEARN FROM EVERY PATIENT STUDY, G., TIDBALL, A., LOVE, L., SCHMIDT, J., GOLIAS, J. MILLER, M. 2017. Learn From Every Patient: implementation and early results of a learning health system. Developmental Medicine and Child Neurology, 59, 183-191. OHNO-MACHADO, L., AGHA, Z., BELL, D. S., DAHM, L., DAY, M. E., DOCTOR, J. N., GABRIEL, D., KAHLON, M. K., KIM, K. K., HOGARTH, M., MATHENY, M. E., MEEKER, D. NEBEKER, J. R. 2014. pSCANNER: Patient-centered scalable national network for effectiveness research. Journal of the American Medical Informatics Association, 21, 621-626. STEINER, J. F., SHAINLINE, M. R., BISHOP, M. C. XU, S. 2016. Reducing missed primary care appointments in a learning health system. Medical Care, 54, 689-696. WAQAS AMIN, F. R. T., CHARLES BORROMEO, CYNTHIA H CHUANG, 2014. PaTH: towards a learning health system in the Mid-Atlantic region. Journal of the American Medical Informatics Association, 21, 633-636. WEIR, C. R., BUTLER, J., THRAEN, I., WOODS, P. A., HERMOS, J., FERGUSON, R., GLEASON, T., BARRUS, R. FIORE, L. 2014. Veterans Healthcare Administration providers attitudes and perceptions regarding pragmatic trials embedded at the point of care. Clinical Trials, 11, 292-299.

Emily Brontes Wuthering Heights - Class Struggles :: Wuthering Heights Essays

Wuthering Heights   - Class Struggles   Conflict is a basic foundation for Emily Bronte's Wuthering Heights. Much of this conflict results from a distinct division of classes and is portrayed through such ways as personal relationships, appearance of characters, and even the setting. The division of classes is based on cultural, economic, and social differences, and it greatly affects the general behavior and actions of each character. The setting of the story at Wuthering Heights and Thrushcross Grange provides a clear example of social contrast. While the Heights is depicted as simply typical and "domestic," the Grange is described as a "scene of unprecedented richness" (80). Each house is associated with behavior fitting the description. For example, when Catherine is taken into the Grange, she experiences drastic changes, thus going from a "savage" to a "lady" (80). While at this house, she rises in status, learns manners, and receives great privileges such as not having to work. Heathcliff, on the other hand, learns to classify himself as a member of the lower class, as he does not possess the qualities of those at the Grange. The critical essay explains a main point in Wuthering Heights, Catherine's decision to marry Edgar Linton rather than Heathcliff, and this decision widens the gap between social classes. Edgar Linton is a wealthy man of high status, and Heathcliff is poor and possesses no assets. Catherine does not consider personal feelings, but instead, she focuses on her outward appearance to society. "Edgar Linton will be rich and I shall like to be the greatest woman of the neighborhood whereas if Heathcliff and I married, we should be beggars (81). It is obvious that wealth justifies social class, and Catherine strives to achieve high status. The struggle between social classes roughly resembles a real-life conflict during this time. The book was published during the Industrial Revolution, a time of great economic change in which laborers fought for fair conditions in the workplace, and employers fought to defend themselves. People formed groups to work for their own benefit, thus, causing the separation of classes.

Martin Luther King -Research Paper Essay

ABSTRACT Countless individuals have been leaders for racial justice throughout history. Some are well known and some will never be known. The individuals here are neither the most important nor the best known; they are simply some representative figures that we have chosen in hopes that their stories may inspire others. Most of the individuals listed here were active in the United States, but the movement against racism is world-wide. There were many leaders in the civil rights struggle, but Martin Luther King was more than just the most conspicuous and eloquent among them. The present paper is an attempt to look into the social struggle backed by intense racial discrimination. The paper will also try to understand the role and contribution of great leaders towards the eradication and liberation of racial inequality. This paper is an attempt to analyze the role of Dr. Martin Luther King Jr. and his struggle for a more liberal society specifically for the black community. INTRODUCTION Time and again great people have taken birth on planet to safeguard human lives from devastation, both, natural and manmade. Many social evils have taken a heavy toll and have cost human lives. The most afflicting was untouchability practiced in India. In the similar time frame the world saw slavery and the racial tensions between the black and the whites. A few leaders that emerged as an icon in history and contributed in the eradication of racism are: Nelson Mandela, Mahatma Gandhi, Abraham Lincoln, John F Kennedy, Dr.Babasaheb Ambedkar, Martin Luther King Jr.,Mother Teresa and a few more to name. Most of the individuals listed here were active in the United States, but the movement against racism is world-wide. What would the Civil Rights Movement be without the brave men and women who fought for equal rights? These leaders dedicated their lives to ending slavery, segregation, and unfair treatment. One such person who rose as a national icon in the history of modern American liber alism, an African American civil rights leader and is best known for his role in the advancement of civil rights using nonviolent civil disobedience is â€Å"Dr. Martin Luther King Jr.† For his contribution in the context of non-violence struggle he was titled as the ‘American Gandhi’. Martin Luther King previously known as Michael Luther was born in Atlanta, Georgia, in the year of 1929. He was brought up in a religious home, his father was a pastor. Martin followed in his dad’s footsteps and was ordained and became a minister of a Baptist church in the city Montgomery, Alabama. Montgomery was a place of great racism in the South. Dr. King saw this racism and felt something needed to be done. As for him being the newly elected president of the Montgomery Improvement Association (MIA). He felt he needed to do something, so in 1955, December 1, when Rosa Parks didn’t give up her seat on the bus for a white passenger and was arrested. Martin made the decision to organize a boycott against the bus transportation. This is where the great leadership that Martin Luther King Jr. started. Although King was only thirty-nine at the time of his death, his life was remarkable for the ways it reflected and inspired so many of the twentieth century’s major intellectual, cultural, and political developments. This paper will try to elaborate on, King, as a personality, the influence of Gandhi’s ideologies on his life, his achievements as an Orator by analyzing few of the many speeches delivered by him and How effective he was as a leader? METHODOLOGY A lot of literature has already been written on this subject. Much of it has been dismissed considering the fact that no appropriate evidences were collected. (However, the present paper is an attempt to understand, evaluate and analyze the contribution made by Dr. Martin Luther King to eradicate the evils of racial inequality. Great leaders have discussed and debated their views in symposia held from time to time, many of which have also appeared in several publications. Over the last thirty years, considerable volume of literature has grown on the subject of racial inequality and some of the salient opinions expressed by various leaders are presented. Primary and Secondary sources will be used during this research. Books, articles in journals and certain websites will be used as secondary sources. This research will be predominantly ‘narrative’ and ‘analytical’ in nature. This paper is also a modest attempt to fill in the gap of what has already been written and the global understanding of this issue. Primary Sources have been collected from: http://www.thekingcenter.org/archive/theme/4758 DISCUSSION This discussion includes three main aspects of King’s personality i.e. King as a Leader, King As an orator and his famous I have a dream speech and the influence of Gandhi’s ideologies on King’s life. ‘KING AS A LEADER’ What defines an excellent leader? Is Leadership someone that can think creatively or can solve problems? Is a leader someone that knows what it takes to be a leader and to lead a group, or is it someone that sets goals for themselves and/or for the group. One could ponder these questions for a very long time but there is no true definition for leader or leadership. But you can look at people and decide if they are a good leader, by what outcomes they arrive at, the way they inspire people, and the qualities that they poses. All of these aspects are in one of the greatest leaders of all times and that would be, Dr. Martin Luther King Jr. This man is one to be admired and sought to be like. The leadership that King shows is, not to be afraid of anything, to stand up for your people, to stand up for the right of your people, and lastly to fight with nonviolence for your people. King took action against segregation from that day, to his death. By taking action I mean that he formed many organizations one of which was Southern Christian Leadership Conference, which allowed him to pursue other civil rights activities. This grew to be nationwide and allowed Martin L. King to help his people through his leadership skills. He set goals for himself and for his people. The goals he set for himself was that† I will not rest until all black men, women, children are free of segregation†. Which meant he would not rest until all his people were free and would do anything to help them have their freedom? The goals he set for his people were of independence, desegregation, and to have their freedom. By setting these goals it shows that King is a great leader. I feel you have to set goals to accomplish your task. By him setting these goals everyone is on the same track, and the people are looking to achieve the same goals and dreams. Which he showed his dreams when he gave the speech at Washington â€Å"The I Have a Dream† speech. Martin Luther King shows great leadership by his demonstrations of non-violence acts all of his organizations all the speeches he gave and all the letters he wrote . Through this it shows he is a man of intelligence, determination, also integrity. I say intelligence because in his demonstrations, if he would have fought back he and many others would have been killed or seriously injured and it would be his fault and he would have let his people down. So by using his brain he was able to show that the use of violence would result in violence. Not the fact that the demonstration was about the Civil Rights and the desegregation of Blacks. He also showed his intelligence by the letters and the speeches he wrote. The one that was the most inspirational was the â€Å"I Have a Dream† speech which is elaborated in the later part of this discussion. This speech touched so many people. It changed the way many people thought about blacks. With the words of Martin Luther King he helped to get desegregation in the Southern states of Mississippi, Alabama, Carolina, Georgia etc just throw his leadership skills and his motivational words that ring till this day. King showed his determination through getting thrown in jail, being hit wi th sticks, fists, and being called a â€Å"Niger†. All of which hurt him but he would not let that stop him from getting his people free using non-violence and He did not want to show he was scared of the white community he wanted to show his people no fear. So he faced these obstacles head on and didn’t back down. He showed his dedication and determination to achieve his goals and the goals of his people and to show no fear, and to make his people feel no fear in the white community. By this Blacks became unafraid of white and helped them get there desegregation. Martin showed his integrity by taking responsibility for his actions, shown by him going to jail and by him being beat up or even killed. This man inspires confidence in others because he can be trusted to do what he says he will do. King says he will fight until freedom rings that mean that he will fight till freedom rings, in which he did. He showed the most integrity when he was killed. He showed that he would give is life to have desegregation and to have his peo ple have their freedom from all whites. ‘INFLUENCE OF GANDHI ON KING’S LIFE’ An event that played as an integral part of his life was his visit to India in 1959 as he increased his understanding of Gandhian ideas during his month-long visit sponsored by the American Friends Service Committee. With Coretta and MIA historian Lawrence D. Reddick in tow, King meet with many Indian leaders, including Prime Minister Jawaharlal Nehru. Writing after his return, King stated, â€Å"I left India more convinced than ever before that non-violent resistance is the most potent weapon available to oppressed people in their struggle for freedom† Is it true that much of Martin Luther King’s success resulted from the passive resistance techniques proposed by Mahatma Gandhi? The answer is Yes, Both Gandhi and Martin Luther King used passive resistance to fight for social justice and equality but their individual use of it varies immensely. In the early 1900s, Gandhi inspired a successful nonviolence movement to end the British Raj in India. Gandhi strongly believed that nonviolence or Satyagraha was the most influential way to fight unjust laws and discrimination. Following Gandhi’s movement, in the late 1950s and 1960s was a similar movement sparked by Martin Luther King, Jr. King mimicked Gandhi’s utilization of Gandhi’s nonviolence for the purpose of liberating the discriminated black community in America. The most potent difference between the two leaders was their cause for employing nonviolence and the unforgiving situations and opposers they fought. In Gandhi’s era, he was battling the minority, but brutal force of the British Empire, but King fought the racial injustice and inequality that plagued American society, lurking on every street corner. Both tasks are no easy feat, but time and time again, one sees the tactic of nonviolence defeating even the most noble militia. Although King’s use of nonviolence is very similar to Gandhi’s, there are a few critical differences in how Gandhi executed Satyagraha compared to Dr. King’s use of adopted nonviolence because of the difference in situa tions that they were faced with. Since many of King’s tactics were based on Gandhi’s, the two influential leaders shared a very similar viewpoint on nonviolent resistance including the use of tactics such as civil disobedience and noncooperation. Both leaders used the powerful nonviolent force to fight social injustices of their time. Their methods for successfully utilizing nonviolence were civil disobedience and noncooperation. In April 1930, Gandhi successfully lead the Salt March from Sabarmati, and traveled over 240 miles to Dandi where thousands of Indians produced salt from their Ocean, defying the British salt monopoly.This act of civil disobedience was to combat the unjust law of British Salt taxes. Similarly, King lead civil disobedience demonstrations with lunch counter sit-ins where black students would try to fight the unjust laws of segregation by sitting at an all white lunch counter. Gandhi also used noncooperation to boycott British. ‘I HAVE A DREAM SPEECH’ King’s ability to focus national attention on orchestrated confrontations with racist authorities, combined with his oration at the 1963 March on Washington, made him the most influential African-American spokesperson of the first half of the 1960s. Martin Luther King showed different types of leadership through his preaching, his â€Å"I Have a Dream† speech, boycotts, his marches, and his death. It is a 17-minute public speech by Martin Luther King, Jr. delivered on August 28, 1963, in which he called for racial equality and an end to discrimination. The speech, from the steps of the Lincoln Memorial during the March on Washington for Jobs and Freedom, was a defining moment of the American Civil Rights Movement. Delivered to over 200,000 civil rights supporters, the speech was ranked the top American speech of the 20th century by a 1999 poll of scholars of public address. Dr. King had the power, the ability, and the capacity to transform those steps on the Lincoln Memorial into a monumental area that will forever be recognized. By speaking the way he did, he educated, he inspired, he informed not just the people there, but people throughout America and unborn generations.All of these demonstrations show that he is the greatest leader of all time. He changed America, he changed segregation, he changed the way people think of people. All of his great qualities came in handy for him to be this great leader. To be remembered as a great man and leader ever to live and die doing what he believed in, and what he thought was right. ‘KING AS AN ORTOR’ †¢ He is famous for his wisdom and persuasive speeches against segregation of African Americans. He accomplished his success mostly through speeches, but also through his written essays. Although, his speeches were intense and filled with much persuasion, Martin had a way with words when he wrote too. †¢ He analyzed statements and responded in an argumentative manner. He demonstrated this through persuasive statements, answering quotes from the community, and used a past leader as an example. †¢ Martin Luther King had a way with words. He simply expressed himself in a manner that the people could understand. One way this was proposed, he used persuasive wording in order to demonstrate his particular feeling of that certain topic. Not only did Martin persuade the readers and or listeners with words of wisdom, but he also used quotes, good or bad, to argue against segregation and to explain why it was unjust. †¢ Martin’s main goal was to make the public aware of the problems it faces every day. His answers provide a continuous void of satisfaction to the readers naked eye, but filters those minds who’s thoughts were garbled with lies of the community. †¢ Martin Luther King Jr. not only answered the community, but he used important men as examples. One of them being, the ever so famous, Adolf Hitler. †¢ He displayed courage and wisdom in rare form. Only, to prove his worth as a U.S. citizen and his worth to his community. Martin Luther King Jr. truly was a magnificent and remarkable man. No matter what the people threw at him he had an answer for it. He used persuasive thoughts and words of wisdom in such a way that he will be remembered as one of the most dominating leaders of his time. CONCLUSION This brings us to a conclusion that King was a great leader and a also man that will never be forgotten. This is because of all the good things that he has done for America and the Black population. No one will ever forget this man because of his hard work, determination, loyalty to his people, is loyalty to his work, the trust people shared in him, how intelligent he was to make the right decision on his movements and speeches. Martin Luther King is a very inspiring individual, a man that will show you what is right and how it is going to be when all is over. He is the kind of man that will show you his dreams, and show you how he is feeling. But when it comes down to everything he is on top. He hits every aspect of a not good but great leader. Your forever Dr. Martin Luther King Jr. REFRENCES Primary Source: http://www.thekingcenter.org/archive/theme/4758 Martin Luther King Jr.: www.wikipedia.com Peter Ling’s examination on King’s leadership role during his campaign for peace and justice – http://www.bbc.co.uk/history/recent/martin_luther_king_01.shtml Martin Luther King Jr. and the Global Freedom Struggle – http://mlk-kpp01.stanford.edu/index.php/encyclopedia/encyclopedia/enc_martin_luther_king_jr_biography/ Comparative study (Gandhi and king): http://socyberty.com/history/comparing-and-contrasting-gandhi-and-king/#ixzz22p4VniYk Analysis of I have a dream speech, by By Stevie Edwards: http://www.presentationmagazine.com/analysis-of-martin-luther-kings-i-have-a-dream-speech-8059.htm Fight Against Racism: http://www.civilrightsmovement.co.uk/fight-against-racism.html Martin Luther King Jr. Historic site :http://www.nps.gov/malu/index.htm

Nuclear Iran Essay

IRAN HAS THE RIGHT TO ENRICH URANIUM The Iranian nuclear program was initiated decades ago but for some years it has been attracting controversy and debate on international forums. This research essay will be touching both sides of the controversy and explain how the whole affair has evolved over time. Nations critical of any nuclear development in Iran regard it as a threat to peace and stability in the world. However Iran maintains a different but principled stance on this issue. On the basis of the United Nations Charter of 1945, Iran considers it as its right as a sovereign state to pursue its desire of enriching uranium and certainly does not consider itself liable to seek authorization of its actions from any other state or organization. With these words to support the claim of this essay, the Islamic Republic of Iran is fully sovereign in its decision to enrich uranium and obtain nuclear technology. History of Iranian efforts for achieving uranium-enrichment and nuclear technology goes back five decades, when the Shah of Iran Raza Shah Pahlavi came into power during the 1950s. The King of Iran thought that as oil reserves were eventually going to run out so the need for an alternative source of fuel was imperative for the future. A civil nuclear cooperation deal was signed with the United States of America (USA) under the name of Atoms for Peace program. This led to the establishment of the Tehran Nuclear Research Center (TNRC) in 1967, run by the Atomic Energy Organization of Iran. The following few years saw the golden period of international relations of Iran with the western world. Trade agreements were signed and many European countries showed a lot of interest in the development of its nuclear technology. The US response to the whole situation was over-whelming and other developed countries followed suit. The first nuclear reactor was set up at Bushehr and nuclear fuel was provided along with the necessary equipment to help Iran start its nuclear research. Iran signed the Nuclear Non-Proliferation Treaty (NPT) in 1968 and was thus subject to verifications from the International Atomic Energy Agency (IAEA). Political scene changed abruptly and Iran went through the Islamic Revolution in 1979. The government of Raza Shah was overthrown and Ayatollah Khomeini became the spiritual leader of newly found Islamic Republic. The favourite of the western world, Raza Shah was no more in power and that left the western world with no interest in Iran. The anti-US sentiment in Iran grew to an immeasurable extent that US-Iran ties were severed at all levels. US backed out of the nuclear cooperation deal with Iran and many countries including France and Germany followed the US. All deals and ties with other European countries also came to a halt. All agreements remained unfulfilled as many countries, including the US, that had received payments in exchange for nuclear fuel and technology cooperation refused to pay back. Iran felt that it was being cheated as it had to virtually hold all its efforts for enriching uranium. The unreliability in international agreements with the western powers got exposed and Iranian government decided to continue the country’s nuclear development program with help from countries other than the West and co ntinued to do so till date despite imposition of sanctions and embargoes by the West. The first and foremost claim in support of the Iranian pursuit of nuclear development is the right of every sovereign nation to rule itself and undertake any developmental programs it considers best for itself, under its own jurisdiction, as said in the UN Charter. â€Å"The Organization is based on the principle of the sovereign equality of all its Members.† [Charter of the United Nations Art. 2(1)] The above clearly underlines the absolute right of every sovereign state under the capacity of international law, to manage its affairs the way it seems appropriate. And further stressing on it, the UN Charter clearly mentions in Article 2 (7) that no other state or international agency will be authorized to intervene in matters of domestic jurisdiction of any other state and goes on to say that no state will be allowed to submit such matters to the UN under the present Charter. Thus it clearly shows that Iran is doing nothing wrong or for the fact, nothing objectionable. What Ira n is trying to achieve is nothing less of what the â€Å"club† of developed nations has already achieved and today stand proud of their achievements on the world stage. The main objective of Iran for enriching uranium is to generate electricity and depend less on its oil reserves. Iran started the project of developing  nuclear technology to meet its growing demands of energy through reliance on cleaner, more efficient sources of energy. Iran has maintained this position on all international forums. United States of America argue that Iran has vast reserves of oil and gas and does not need nuclear technology for power generation. An interesting thing to note is that Russia and Britain, both exporters of oil and gas, are generating power from nuclear technology. States like Bulgaria can have a nuclear power plant but Iran’s nuclear plant harbours so much controversy. Israel refuses to disclose how many nuclear weapons it has but one thing is confirmed that Israel became a nuclear state with the help of the United States and continues to avoid the signing of NPT. Pakistan, India, North Korea, Israel, United Kingdom, Russia and the United Stat es all possess nuclear weapons and use nuclear technology for power production. If they being sovereign states can develop nuclear technology why does Iran have to be an exception? As seen in the above paragraphs, Iran’s pursuit of nuclear technology is its right and as per law the question of allowing Iran to enrich uranium or not does not stand credible. However politics follow a different pattern. The country to initiate the nuclear program and development of research in Iran took a three-sixty degree turn after the Islamic Revolution of 1979. United States of America, after its singular use of nuclear bombs, has had a great influence over the world community after the Second World War that completely changed the world dynamics. This also influenced the Iran-Iraq war that started in 1980 and lasted 8 years. Iran was attacked by Iraqi military aircraft and missiles, initiating the war, which destroyed Iran’s nuclear reactors in Bushehr. Iranian military was not that well equipped and Iran’s pleas for a diplomatic solution to this war fell on deaf ears of the western world and the United Nations. The West openly supported the Iraqi regime throughout the war and supplied it with the latest weapons. Iran fought for eight long years and learned that the West could not be relied upon. And in recent years there exists a threat from Israel and so does from the US, both of which continue to apply pressure, directly or indirectly, on Iran to forego its pursuit of nuclear technology. The US invasion of Iraq on the pretext of finding and destroying weapons of mass destruction was baseless. This made Iran feel exposed to the world community and it remains  committed to go ahead with enriching uranium and acquiring nuclear technology. If it achieves this, a nuclear Iran will be enough to deter any foreign attack. An interesting example is that of India. India became a nuclear state in 1974 and since then has declined to become a signatory of the Non-Proliferation Treaty (NPT). The NPT prohibits its signatory states from making a deal on nuclear technology with any other state that refuses to comply with the terms of the NPT. However the world saw a controversial resolution passed by the US Congress when it approved US-India Civilian Nuclear deal. The deal was signed by both the governments and any objections voiced by the world community were unheeded. Iran fulfilling all international obligations in compliance with the IAEA and the NPT has yet to face all kinds of hurdles in the form of sanctions and trade embargoes as it continues to proceed with its nuclear program and uranium enrichment. The example of North Korea shows the two-faced attitude of the developed countries of the world. North Korea claims to have nuclear weapons and maintains a hostile attitude towards South Korea. It is a signatory of the NPT and thus under inspections of the IAEA, however it has developed nuclear technology to the extent that it can produce nuclear weapons as well. US and other world powers have dealt with the whole situation diplomatically and even come up with a deal for North Korea to give up its nuclear weapons. Contradictory to this, the United Nations Security Council voted unanimously against Iran that it should immediately suspend all its nuclear programs. If it does that then the world powers agree to hold talks with the Iranian government. This raises the question that on what grounds exactly the western world wants Iran to leave its nuclear program of enriching uranium. Iran might have many reasons to go ahead with its nuclear program however there is another side to the Iranian Nuclear Program. Critics of Iran’s nuclear program defend the stance of the United Nations Security Council that Iran should curb its nuclear program and immediately stop the enrichment of uranium. They vehemently oppose the prospect of a nuclear Iran in the future and consider such a development as a serious threat to world  peace and instability in the gulf region. They base their arguments on three main issues that include risks of nuclear proliferation, the start of an arms race in the region and lastly the increase in hostilities in the Gulf region eventually leading to global tensions. It is true that if Iran goes ahead with its nuclear program and is able to enrich uranium for its nuclear purposes there will be a risk of nuclear proliferation. However such risks are inherent in case of all nuclear states and that is one of the reasons that the Nuclear Proliferation Treaty was accorded and signed to curb such leaks. Iran is already a signatory of the NPT and has been under the inspection of IAEA for several years. The inspections undertaken by the IAEA clearly show that Iran has been complying with the terms of the NPT and IAEA. It has enriched uranium up to the permissible levels and has not yet been found of proliferation of any nuclear technology to any other state. The Iranian government has stressed time and again on its peaceful intentions regarding uranium enrichment and nuclear prospects. As per international laws the measures adopted by Iran suffice and it should be allowed to enrich uranium and keep going with its nuclear program. Those critical of Iran’s nuclear program feel there is a threat of an impending arms race in the region if Iran gets nuclear technology. What they claim is probably right and this might be one of the initial responses if Iran continues its nuclear program. As more and more resources will be spent on military budgets and on the development of nuclear weapons, this will have a negative effect on the growth of those nations. This will also cause a decrease in expenditures for the public welfare, insufficient spending on development of infrastructure and even an increase in environmental degradation. However it should also be noted that Iran is not the first country to have or close to having nuclear technology in the region. Israel already has nuclear technology and Iran’s pursuit of nuclear technology is not a recent phenomenon. It has been there for years now and so has been the arms race in the region. Iran wants to develop this technology for peaceful uses as its leade rship has said on numerous occasions. The Iranian government cannot afford to allow letting billions of dollars of investment  into this program over five decades go waste just because other nations think that Iran should discontinue its program. On another dimension Iran’s aim of enriching uranium seems the best step forward as it will shift some military power from the hands of just one player in the region that is Israel. Another argument, in addition to proliferation, going against Iran’s nuclear program is the escalation of hostilities in the region. The antagonistic relationship of Iran and Israel will get even worse if Iran continues with its nuclear program and this will put the whole region at risk as both countries will be nuclear powers. The official stance taken by both these nations with respect to the other speaks for itself. Iranian government refuses to acknowledge Israel as a legitimate state and has intent in eliminating Israel from the world map. Israel on the other hand talks of using force against Iran if it does not discontinue its nuclear program. Such tensions will require only an excuse to start war and if that is a nuclear war the consequences will be destructive. However it should also be noted that with advanced nuclear technology Iran would be at the same level as others and the looming threats of attack from the US and Israel will diffuse. Both will be well aware of t he consequences of any such attack and will try to avoid it all costs. The world has seen the effects of two nuclear bombs and no nation will dare to take such a step in haste. The example of Pakistan and India can be considered in this regard. The two countries have fought three wars and many incidents have taken place when war had become imminent. However, after they became nuclear powers, both states have been responsible in this regard and the respective nuclear weapons have acted as a deterrent. Similar is the case with Iran; the possession of nuclear technology will bring it at an equal footing with Israel and that will compel both to treat each other responsibly, something not observed nowadays in world politics. Considering all the arguments given in this essay one thing is certain that Iran has the right to go ahead with its nuclear program and that choice remains with the Iranian government or the people of Iran only. The risks involved in developing nuclear technology can be minimized but not  eliminated. Iran being a responsible state has complied and continues to abide by the terms and conditions of the NPT and the rules of the IAEA. A country like Iran that has faced so many sanctions and embargoes through the years and, however, still continues to go ahead with the plan of enriching uranium should be taken seriously. No amount of pressure is going to affect it. This is something that other countries might not be willing to accept but the fact remains that Iran is pushing itself through this. Considering the regional and the global situation Iran should be allowed to enrich uranium for the purpose of fulfilling the nation’s needs, be it energy requirements or national security compulsions. LIST OF WORKS CITED â€Å"BBC News – Q&A: Iran Nuclear Issue.† BBC – Homepage. Web. 27 Nov. 2010. . â€Å"Charter of the United Nations: Chapter I: Purposes and Principles.† Welcome to the United Nations: It’s Your World. Web. 28 Nov. 2010. . Wright, By Robert. â€Å"Listen to the Iranian People – NYTimes.com.† Opinion – Opinionator Blog – NYTimes.com. Web. 30 Nov. 2010. . â€Å"Iran’s Nuclear Program – The New York Times.† The New York Times – Breaking News, World News & Multimedia. 30 Nov. 2010. Web. 30 Nov. 2010. . Bruno, By Greg. â€Å"Iran’s Nuclear Program.† Council on Foreign Relations. Web. 30 Nov. 2010. . â€Å"Nuclear Weapons – Iran.† GlobalSecurity.org – Reliable Security Information. Web. 30 Nov. 2010. . â€Å"The Iran Nuclear Issue.† Intelligent Essays. Web. 29 Nov. 2010. . â€Å"Perceived Nuclear Threat from Iran Essay | Papers Unlimited.† Web. 1 Dec. 2010. . Web. 1 Dec. 2010. .

The effects of aging and mental health The WritePass Journal

The effects of aging and mental health 1. INTRODUCTION The effects of aging and mental health ), though this is not commonly discussed with the elderly and they are often not aware of the differences between the biological changes they should expect to experience and the onset of disease which may affect their mental health or capacity to be independent (Ennis and Bunting, 2013). Furthermore, we seek need to explain the differences between the expected biological changes that they may experience and when medical help should be sought so that this group become more aware of mental health problems (Callaghan, 2004). As if these remain undiagnosed and untreated, they may result in the development of other more serious conditions (Ferraro and Wilkinson, 2013). This is why this research is so important. Therefore, this study shall be undertaken to explore this phenomena. 5.1. RESEARCH QUESTIONS In line with the findings from the literature review above, provisionally, the following research questions have been developed. Do elderly patients understand which services are available to them and how these can be accessed? Are elderly patients are aware of how their mental health may change as they grow older? What recommendations can be made in regards to how elderly patients may gain an improved understanding of which services are available to them and how these can be accessed? 5.2. METHODOLOGY This study shall be based on the surveys, which will (Aveyard, 2009), to seek to ascertain how prevalent the issues, which have been outlined above are (Bowling, 2005). It is hoped that this will lead to a number of recommendations, which may be made to seek to resolve or to improve the information regarding the services, which are available to the elderly through the NHS in the UK. 5.3. RESEARCH PHILOSOPHY The research philosophy, which has been adopted for this study is positivism (Green and Thorogood, 2006). This means that the research will be based on objective factors, which are collated through observation (Blaxter, Hughes and Tight, 2001). This shall be undertaken by seeking to gauge the opinions of elderly patients through disseminating questionnaires to them to seek to understand how prevalent the issues associated with the mental health care of the elderly are in the UK. 5.4. RESEARCH APPROACH The research approach, which has chosen for this study is qualitative in nature. A qualitative study is a piece of primary research, which seeks to understand real world issues. Therefore the surveys, which shall be conducted, shall seek to ascertain how the elderly feel that they are informed of current services, which are available to them through the NHS in the UK.This will allow the researcher to explore the problem, which was outlined above and to see if any new recommendations should be made to help to ensure that elderly patients receive the correct information in regards to the services, which are available to them through the NHS. 5.5. RESEARCH STRATEGY The research strategy, which has been chosen for this study is surveys (Robson, 2002), which will be combined with an empirical methodology to seek to ensure that the findings from these are validated. 5.6. DATA COLLECTION Data collection shall be undertaken by disseminating a number of surveys to elderly patients, who attend their GP surgeries. These shall be used to collect information to investigate the research problem, which has been stated above. 5.7. DATA ANALYSIS All analyses shall be based the results of the surveys which are disseminated and statistical tools such as, SPSS.. 5.8. ACCESS Access to this these patients shall be agreed with the managers of GP surgeries prior to he undertaking of this study. 5.9. RELIABILITY, VALIDITY, AND GENERALISABILITY The findings from this study should be reliable and repeatable, as the methods shall be based on a survey work, which will be conducted in a number of doctor’s surgeries in the United Kingdom. Additionally the results from these shall be statistically analysed. This will ensure that the parameters of the study are met and that the results can be generalised to wider populaces. 5.10. ETHICAL ISSUES Issues such as, patient confidentiality and privacy have been considered, the aims of the research shall be communicated to respondents prior to their involvement in the research. Once they have agreed to take part, they will be given a statement, which details the nature of the study, how their responses and identities shall be kept confidential and how the results will be utilised by the researcher. Furthermore, the researcher shall provide their contact details on the questionnaire to ensure that if respondents have any concerns or queries regarding the study they can be answered. Each of these factors shall ensure that this research shall be conducted and undertaken in an ethical manner, so that individual’s confidentiality, personal information and opinions remain private. 5.11. RESEARCH LIMITATIONS As this research is based on survey research there may be a number of limitations, which need to be considered. These stem from a number of issues such as the fact that respondents may not fully complete their questionnaires, they may not wish to partake in the study, the number of responses to the surveys may be limited, it may be challenging to find doctors surgeries who are willing to let their patients take part in this research or the findings from the research may be limited due to responses given by respondents. However, if this is the case then the parameters of the study shall be re-examined to seek to ensure that these limitations are minimised where possible. 6 CONCLUSION In conclusion, this study shall be undertaken by conducting survey research in a number of doctor’s surgeries in the United Kingdom. The information which is collated from these surveys will be enable us to ascertain if the current methods which are utilised by the NHS to inform elderly patients of the information and services which are available to them In regards to their mental health meets their needs. This will also enable us to ascertain to what extent and how effectively the elderly are able to access information and services through the NHS. Once this information has been collated and analyzed where appropriate a number of recommendations may be made. 7 TIME CHART Tasks Task Lead Start End Literature Review Researcher 08/08/2013 29/08/2013 Write Up Results Researcher 29/08/2013 30/09/2013 Write Methodology Researcher 21/09/2013 21/10/2013 Collate Data Researcher 21/10/2013 21/01/2014 Write up results Researcher 21/01/2014 21/01/2014 Write discussion Researcher 21/01/2014 21/02/2014 Write conclusions Researcher 21/02/2014 30/02/2014 REFERENCES Age Concern (2007) Promoting Mental Health and Well-Being in Later Life. Available @ nationalcareforum.org.uk/content/Inquiry%20report%20Promoting%20mental%20health%20and%20well-being%20in%20later%20life%20-%20Executive%20Summary%20and%20Recommendations.pdf (Accessed 08/08/2013) Aveyard, H. (2009) Doing a literature review in health and social care. Maidenhead: Open University Press. Bauermeister, S. (2012). Lifestyle activities, mental health and cognitive function in adults aged 50 to 90 years. Available from http://v-scheiner.brunel.ac.uk/handle/2438/7069 (Accessed 08/08/2013). Blaxter L., Hughes C. and Tight, M. (2001) How to research. Buckingham: Open University Press. Bowling, A. and Embrahim, S. (2005) Handbook of health research methods. Maidenhead: Open University Press. Burns, R. (2000) Introduction to research methods. London: Sage. Callaghan, P. (2004). Exercise: a neglected intervention in mental health care? Journal of psychiatric and mental health nursing, 11(4), 476-483. Dahl, A. A., Olssà ¸n, I. (2013). Unfavorable health conditions associated with high social anxiety in the elderly: A community-based study. Nordic Journal of Psychiatry, 67(1), 30-37. Dwyer, K. K. (1998). Communication apprehension and learning style preference: Correlations and implications for teaching. Communication Education, 47(2), 137-150. Ennis, E., Bunting, B. P. (2013). Family burden, family health and personal mental health. BMC Public Health, 13(1), 1-9. Ferraro, K. F., Wilkinson, L. R. (2013). Age, Aging, and Mental Health. In Handbook of the Sociology of Mental Health (pp. 183-203). Springer Netherlands. Fried, L. P., Carlson, M. C., Freedman, M. M., Frick, K. D., Glass, T. A., Hill, M. J., Zeger, S. (2004). A social model for health promotion for an aging population: initial evidence on the Experience Corps model. Journal of Urban Health, 81(1), 64-78. Gilbert, N. (2008) Researching social life. London: Sage. Green, J. (2000). The role of theory in evidence-based health promotion practice. Health Education Research, Oxford University Press. Green, J. and Thorogood, N. (2006) Qualitative methods for health research. London: Sage. Guardian (2007) Mental Health Services are failing the Elderly. Available @ guardian.co.uk/uk/2007/aug/13/health.politics (Accessed 08/08/2013). Hancock, G. A., Reynolds, T., Woods, B., Thornicroft, G., Orrell, M. (2003). The needs of older people with mental health problems according to the user, the carer, and the staff. International journal of geriatric psychiatry, 18(9), 803-811. Hill, R. D., Duffy, M. (2012). Promoting Healthy Aging in Counseling Psychology. The Oxford Handbook of Prevention in Counseling Psychology, 315. Hunkeler, E. M., Katon, W., Tang, L., Williams, J. W., Kroenke, K., Lin, E. H., Unà ¼tzer, J. (2006). Long term outcomes from the IMPACT randomised trial for depressed elderly patients in primary care. Bmj, 332(7536), 259-263. Jarvis, P. (2012). Adult learning in the social context (Vol. 78). Routledge. Jokela, M., Batty, G. D., Kivimki, M. (2013). Ageing and the prevalence and treatment of mental health problems. Psychological medicine, 1-9. Jones, P. B. (2013). Adult mental health disorders and their age at onset. The British Journal of Psychiatry, 202 (s54), s5-s10. Kolb, D. A. (1984). Experiential learning: Experience as the source of learning and development (Vol. 1). Englewood Cliffs, NJ: Prentice-Hall. Lehmann, H., Syrdal, D. S., Dautenhahn, K., Gelderblom, G., Bedaf, S., Amirabdollahian, F. (2013, February). What Should a Robot do for you? -Evaluating the Needs of the Elderly in the UK. In ACHI 2013, The Sixth International Conference on Advances in Computer-Human Interactions(pp. 83-88). Meadows, G., Harvey, C., Fossey, E., Burgess, P. (2000). Assessing perceived need for mental health care in a community survey: development of the Perceived Need for Care Questionnaire (PNCQ). Social psychiatry and psychiatric epidemiology, 35(9), 427-435. Olson, S. J. (2013). Public Health for an Aging Society. Health Promotion Practice, 14(1), 7-9. Robson, C. (2002) Real world research. Oxford: Blackwell. Saks, M. and Allsop, J. (2007) Researching health qualitative, quantitative and mixed methods. London: Sage. Shah, A., Bhat, R. (2008). The relationship between elderly suicide rates and mental health funding, service provision and national policy: a cross-national study. International Psychogeriatrics, 20(3), 605-615. Thoits, P. A. (2013). Self, identity, stress, and mental health. In Handbook of the sociology of mental health (pp. 357-377). Springer Netherlands. Tones, K. and Green, J (2004). Health Promotion Planning and Strategies. London: Sage Wills, J. and Earle, S. (2007), Theoretical perspectives on promoting public health. IN: Earle, S., Lloyd, C.E., Sidell, M., Spurr, S. Theory and research in promoting public health. Sage publications in association with the Open University.

10 Facts on White Collar Crime for a Research Paper

10 Facts on White Collar Crime for a Research Paper White Collar crimes are financial crimes which are non-violent in nature and crimes that fall under this category are usually committed by personnel working in business or governmental organizations. Despite their non-violent nature, do you know that corporate crime in the United States causes far more damage than all the street crimes combined together? For those who dont know and are in need of hard facts, here are some statistics on white collar crime and its effects to the global community. Corporate crime results in more collateral damage than all the street crimes such as robbery, individual credit card scams, and burglary incidents if classified under one category. Putting numbers to this fact, the FBI crimes statistics unit estimates the financial losses from street crimes to approximately $3.8billion yearly while losses from corporate crime from only the healthcare industry, amount to approximately $100 to $400billion yearly. The Saving and Loans crisis which affected the Federal Savings and Loans Insurance corporation and the Resolution Trust Corporation racked up an unprecedented 400 to 500 billion dollar loss as well as the failure of a third 1043 of the 3234 savings/loans association in the United States. Corporate crimes lead to violent crimes in many situations and here are the numbers to back it up. The FBI states approximately 16000 people die yearly as a result of direct violence done to their person while approximately 56000 people die due to work related incidents or occupational diseases such as black lung cancer. It is important to note that this figure does not take into consideration the thousands that die from hospital malpractice, and hazardous consumer products or bureaucratic negligence. The publics perception of white collar crime places it as a crime more serious than Car theft but far less serious than murder. A survey conducted in 2005 by NW3C Group gives a clearer picture on how corporate crime is perceived in the US. To better understand the survey, here are the parameters used: A scale of 0 to 7 was used as the measurement scale, with 0 representing not serious while 7 represented very serious The survey saw car theft rated as the least serious crime at 4 while murder was the most serious offense at 6.89. According to the survey, corporate crime was more serious than Car theft but somewhat less serious than murder. The respective scores for the different types of white collar crimes where: Deliberately Omitting Safety Reports at 6.18 Insurance fraud at 5.83 Hacking into corporate databases at 5.6 and Embezzlement at 5.18. White collar crime arrests also spring a few surprises when one considers the percentage it contributes to the overall population arrested in the United States. Statistics from the FBI Uniform Crime Reports (UCR) show you that out of the 14.1million arrests processed across 10,974 agencies, 458, 946 were related to corporate crime. Which means corporate crime amounted to approximately 3% of total arrests. Looking deeper into these numbers we have; 118, 455 arrested for forgery, 321,521 for fraud and 18,970 arrested for embezzlement. The white collar crime demographic in the United States has also been mapped out by the FBI and statistics show that the south contributes a larger percentage to white collar crime than any other region in the United States. These are the facts: An analysis of 10.4 million arrests through the country contained the following information; 37,328 arrested on forgery and counterfeiting were made in the south, the West accounted for 23,410 arrests, the Midwest 13,984 while the Northeast accounted for 12,624 arrests. Also, the numbers for fraud and embezzlement follow this pattern. For fraud; the south leads with 140,271 arrests, followed by the Midwest 34,401, the Northeast with 34,093 arrests and the West with 22,856. Statistics on white collar crime emanating from cities, suburbs and metropolitan areas create no surprises and buttresses the fact that white collar crime occurs predominantly in cities where more commercial and governmental agencies are located. The numbers show that from the 10.4 million arrests analyzed, 64,874 people were arrested for forgery and counterfeiting in cities, 34,552 from suburban areas while metropolitan areas made up 14,944 arrests in 2005. Statistics on fraud are also not different. Arrest on fraudulent crime in cities accounted for 120, 631 of the total number, suburban areas were close behind with 115,295, metropolitan areas had 70, 881 arrests while non-metropolitan areas experienced 40,209 arrests. Analyzing white collar crimes and offenders age group points out the fact that adults are the more active party participating in white collar crimes when compared to teenagers. This is to be expected due to the opportunities and access available to adults who work as professionals in corporate organizations. According to the FBI UCR, data from 1996 showed that 5,433 teenagers were arrested for forgery while 6,947 were arrested for fraud. This is in contrast to the 120,232 adults arrested for forgery and 150,245 arrested for fraud. Another interesting fact from the FBIs research on white collar crime showed that these criminal activities among teenagers sharply declined in later years. In 2005, only 2,600 people under 18 were arrested for forgery which was a 52.1% decline when compared to 1996 while the 2005 numbers for fraud was 4,779 which led to a corresponding decrease of 32.1% compared to 1996 figures. Comparing white collar crimes and offenders gender brings to light another unsurprising fact. Men are more likely to be involved with white collar crime than women. A 2013 review of white collar crimes in courts across the United States concentrated on 483 defendants taking part in 83 representative cases showed that: Less than one in ten offenders from the 483 defendants were women. All solo executed frauds were carried out by men. No case had ever involved an all-female conspiracy to commit white collar crime. All male groups were responsible for 75% of the cases while mixed-groups involving a female were responsible for a quarter of the cases reviewed. White collar crime in the real estate sector dominates every other sector in terms of financial losses. Data from the FBI UCR showed that the arrest rate for individuals associated with property crime was almost twice the number of those arrested for fraud forgery and embezzlement put together. Property crime led to the arrest of 635,500 offenders in 1997 through 1999, while fraud accounted for 131,500 cases, embezzlement 6,500 and forgery/counterfeiting 40,700. White collar fraud is poorly prosecuted in the United States and leads to lesser incarceration or jail time than crimes classified under street crime such as robbery, carjacking, murder, peddling banned substances etc. According to a 2015 report from the Federal Bureau of Prisons, 93.7% of inmates were convicted under crimes considered as street crimes while 0.3% were convicted under crimes considered to be white collar crimes. We hope that these facts get you up the speed with white collar crime. For more material on the subject be sure to check our 20 topics on white collar crime for research paper writing along with our guide on how to tackle such academic task. References: Russel, M. (2008). Soft on Crime. http://multinationalmonitor.org/hyper/issues/1995/05/mm0595_09.html Wikipedia: The Savings and Loan Crisis. https://en.m.wikipedia.org/wiki/Savings_and_loan_crisis Rebekah, D. (2011). US White Collar Crime Policy too Soft. duqsm.com/us-white-collar-crime-policy-too-soft/ Gale Research. (2008). Crime, Prisons and Jails. encyclopedia.com/topic/white-collar_crime.aspx Nicel, A. (2013). When the Gender Gap is a Good Thing: Women and Corporate Crime. huffingtonpost.ca/leah-eichler/women-and-corporate-crime_b_3985784.html FBI National Press Office. (2002). The Measurement of White Collar Crime Using Uniform Crime Reporting Data. https://www.fbi.gov/news/pressrel/press-releases/white-collar-crime-study Understanding White Collar Crime: Definitions, Extents and Consequences. sagepub.com/sites/default/files/upm-binaries/43839_2.pdf

Social Security Warns of ID Theft Scams

Social Security Warns of ID Theft Scams Almost 70 million Americans depend  on Social Security benefits. Sadly, whether you are already receiving benefits or not, your Social Security account is a tempting target for scammers. The sheer complexity of this mainline federal assistance program makes Social Security accounts particularly vulnerable to hacking by cyber attackers. As a result, the Social Security Administration has identified some particularly dangerous scams you should be aware of whether you are already receiving benefits or plan to in the future. Online Social Security Account Scam The Social Security Administration (SSA) strongly urges all current and future beneficiaries to set up a personal â€Å"My Social Security† account on its website. Opening a My Social Security account allows you to check the size of your current or future benefits and change your bank account direct deposit information or mailing address without having to visit your local Social Security office or wait on hold to speak to an agent. The bad news is that scammers also take advantage of many My Social Security accounts. In this bit of awful, scammers set up My Social Security accounts in the names of people who do not already have them, thus allowing them to transfer the victims’ current or future benefits to their own bank accounts or debit cards. While Social Security will reimburse victims of this scam, it can take months and leave you without benefits during that period. How to Prevent It Scammers can only set up a bogus My Social Security account in your name if they already know your Social Security Number and other personal information, which in today’s data-breach-of-the-week environment is all too likely. So, the thing to do is set up your account as soon as possible. Anyone over age 18 can set up a My Social Security account. Even if you do not intend to start drawing benefits for years, a My Social Security account can be a valuable retirement planning tool. When you set up your account, be sure to choose the â€Å"Add Extra Security† option on the online signup form. This option will cause a new security code to be sent to your cell phone or email ever time you try to access your account. You will need to enter the code in order to log on. It is sort of inconvenient, but far better than having your benefits stolen. The Fake Social Security Employee Scams There exists a whole set of scams in which the perpetrator- posing as a Social Security â€Å"agent- calls victims regarding their benefits. For example, the scammer may claim the SSA needs to verify the victim’s direct deposit information. In another more complex scam, the victim is told that their Social Security benefits are being cut because they have inherited a house from a relative; an event that would not result in a reduction of their Social Security benefit. To help perpetrate the fraud, the caller then places the recipient on hold and plays the same on-hold recordings actually used by Social Security. When the scammer comes back on the line, the victim is that told proceeds from the sale of the house will be sent to them if they pay the back taxes. Of course, there are no inherited houses or back taxes. How to Prevent It The SSA recommends taking extreme precautions before giving out personal information. â€Å"You should never provide your Social Security number or other personal information over the telephone unless you initiated the contact, or are confident of the person to whom you are speaking,† says the agency. â€Å"If in doubt, do not release information without first verifying the validity of the call.† Which you can do by calling Social Security’s toll free number at 1-800-772-1213 to verify the legitimacy of the call. (If you are deaf or hard of hearing, call Social Securitys TTY number at 1-800-325-0778.) Also be aware that scammers have also perfected the black cyber crime art of â€Å"caller ID spoofing,† so even if your caller ID says, â€Å"Social Security Administration,† it is probably just another scammer. The Data Theft Scare Scam Given the number of actual government data breaches these days, this scam is particularly believable and dangerous. The scammer – again pretending to work for Social Security – tells the victim that the agency’s computers have been hacked. In order find out if the victims account has been compromised, the scammer says he needs to verify that the SSA has the victim’s correct bank account information. To set the hook, the scammer gives the victim account information he knows is incorrect. In the end, the victim is tricked into giving the scammer their correct bank account information. Bad, very bad. How to Prevent It The SSA recommends ignoring calls and emails regarding account data breaches. The agency never initiates contact with beneficiaries by phone or email.Even letters regarding data breaches can be scams as scammers have gotten very good at making envelopes and letters look â€Å"official.† If you get such a letter call the real Social Security Administration at 800-772-1213 to find out if the letter is legitimate. If the letter gives any other number to call, do not call it. The No COLA For You Scam While it hasn’t happened since 2014, Social Security adds a cost of living adjustment (COLA) in most years based on the rate of inflation. But, when there is no increase in the consumer price index (CPI), as was the case in 2015 and 2016, there is no COLA for Social Security recipients. Scammers- again posing as SSA employees- take advantage of these non-COLA years by calling, emailing or sending letters to victims stating that the SSA had apparently â€Å"forgotten† to apply the COLA increase to their accounts. As with other scams, victims are given a form or link to a website where they can â€Å"claim† their COLA increase by providing their Social Security Number and bank account information. By now, you know what happens next. Tell your money goodbye. How to Prevent It Ignore the letters, calls or emails. When and if they are given, Social Security applies COLAs automatically and without fail to the accounts of all current beneficiaries. You never have to â€Å"apply† for them. The New, Improved Social Security Card Scam In this one, the scammer, again posing as an SSA employee, tells the victim that the agency is replacing all old paper Social Security cards with new high tech, â€Å"ID theft proof† computer chips embedded in them. The scammer tells the victim that they will not get any more benefits until they have gotten one of the new cards. The scammer then claims that he can â€Å"expedite† the replacement card if the victim provides their identity and bank account details. Clearly not the smart thing to do. How to Prevent It Ignore the claims. The SSA has no plans, desire or money to replace millions of old Social Security cards or to start issuing high-tech cards. In fact, the SSA recommends you not even carry your Social Security card with you due to the threat of identity theft. Instead, memorize your Social Security number and put the card in a safe, secret place. Report Suspected Scams The SSA’s office of inspector general asks Americans to report known or suspected incidents of scams. Reports can be submitted online at the SSA’s Report Fraud, Waste or Abuse website. Reports can also be submitted by mail to: Social Security Fraud Hotline​P.O. Box 17785Baltimore, Maryland 21235 In addition, reports can be submitted by telephone to 1-800-269-0271 from 10:00 a.m. to 4:00 p.m. Eastern Standard Time (TTY: 1-866-501-2101 for the deaf or hard of hearing.)

CASE BRIEFING Essay Example | Topics and Well Written Essays - 250 words

CASE BRIEFING - Essay Example Hence, MGM sought damages while respondents claimed that they did not control or monitor the use of the software (Casenote Legal Briefs, 2009). 3. History: The district court and the court of appeals both had ruled the decision in favour of MGM with respect to copyright infringement but did not hold the respondents responsible for it and summary judgement was granted. MGM had then decided to move to Supreme Court appealing for summary judgement in their favour (Casenote Legal Briefs, 2009). 6. Reasoning: The evidence that MGM produced clearly showed that the respondents marketed and sold the software as tool that could be used to share copyrighted material. The respondents had a clear purpose of making profits from the violation of the act from the users. The respondents had actively promoted pirating. File sharing tools are not illegal and the manufacturers of the tools are not responsible for how the users use the tool until and unless the manufacturer actually encouraged infringement. I am of the opinion that the respondents encouraged sharing of copyrighted material on their software. Yes, the respondents cannot control how their software will be used once it is sold but if they generate a sale by promoting the software as a tool to share copyrighted material, then the main purpose of the software will be pirating. Hence, respondents should be held responsible for copyright infringement. Unlike the Sony Corp v. Universal Studios, the only use of software is to share files which can be copyrighted or not. In Sony, VCRs could only play already copyrighted content and in no way contributed directly to

Operations management Essay Example | Topics and Well Written Essays - 2750 words - 1

Operations management - Essay Example It would be considered wrong trying to develop a production system of a company, while that very company sources its products from external suppliers (Finch 2004, pp.183-186). Every organization will possess a different production system thanks to its unique traits and capabilities. Besides, the company may use this production mix as a blueprint in order to achieve supernormal profits by enhancing strengths and reducing weaknesses. At this stage, there is the need to distinguish some elements that come with the production system. Identify whether the system is process production or part production. While production systems will entail those items that undergo physical and chemical transformations, the part production system rarely transforms the product. In fact, the part production system is mostly involved with assembly or manufacturing of the product desired by the customer. Nonetheless, both types require a carefully researched production system as the production mix achieved has the same effect on the performance of the company. Now, considering that services present a very different respect on matters of production. The production system developed will thus be investigated on the lengths of service process matrix. This matrix tries to strike a balance between the degrees of labor intensity compared to the degree of labor customization. Analyses of all this respects will help establish a mix on which strategies for the organization will be made. The rising need for companies to establish a production mix that yields a competitive advantage has led to the vast studies on matters of operations management for both service and manufacturing sectors. More than before the area has received much attention due to the vital need for growth among various companies. This paper will seek to review a service production system whose strict observance is set to

The philosophical ideas of determinism, compatibilism and Essay

The philosophical ideas of determinism, compatibilism and libertarianism - Essay Example Determinism and compatibilism are two philosophical concepts which are strongly connected to human acts, behavior and events happening as a result. Determinism and compatibilism is voluntary in nature and when compared both these concepts has certain similarities. Determinism is a freedom which influences man to act in a certain manner which leads to further events or happenings. In the same manner, compatibilism is also an act which when performed in align with a person’s surroundings bring about positive after effects. In the same way, determinism is exclusively related to the freedom of human to act or react, just as compatibility. Compatibility is a philosophical idea which states that the free will is strongly linked with the pre- destined fate. Determination is also in a way, a strong belief within a person to act in a certain way to achieve a positive result in align with their fate. Comparision of Determinism and Libertarianism While determinism is a strong belief within a person to achieve some goal in align with pre- destined fate. Libertarianism is also a concept which believes that the human actions and events related to it are not within our control. Determinist believes that irrelevant to the action and thoughts of a person, the events happen according to a predetermined frame work of deeds. Same way, libertinism claims that actions of a person are not controllable and free will is just an opportunity for a person to prove his integrity and truthfulness to humanity and universe. Comparison of Compatibilism with Libertianism Compatibilism is a philosophical idea which believes that determinism and free will is connected deeply but the applicability of a person’s thought and actions is out of control in relation to uncontrollable external environment .On the other hand, libertinism is a concept which propagates complete freedom to human beings in any circumstances. Compatibility also detail about ethics and moral responsibility on a person, whereas libertinism states that ethical and moral responsibility of a person high due to the ultimate freedom given to him. Compatibility believes that freewill and determinism makes a complete combination. Obviously, Libertinism agrees with this matter as it advocates ultimate freedom to the human in every circumstance. According to (Wilmot) â€Å"Libertinism is the conviction that one has to be liberated from moral restraints in

U.S Banking Industry Essay Example | Topics and Well Written Essays - 1500 words

U.S Banking Industry - Essay Example As the essay declares the U.S banking Industry is faced with some limitations like the 2008 global economic crisis, whose effects are still limiting the industry’s capabilities. Financial crisis as one of the major limitations in the current U.S banking industry can be defined insufficient finances to run ensure banking obligations.   It comes in different types, currency crises, implies insufficient currency in a specific region. The banking industry is obliged f to transact in different or foreign currencies which might turn out to be costly.   Bank crisis is the situation where a certain baking institution has insufficient funds to loan its customers among other banking obligations. The third type of financial crisis is the twin crisis, which is a combination of currency and bank crisis.From this paper it is clear that  the U.S central bank   through some financial agencies resolved in hiking interest rates to increase the baking industry revenue and recover some of the debts caused by the 2007 financial crisis. Several baking studies reveal that the majority of U.S citizens have resolved to alternative baking systems like companies’ cooperatives, insurance companies, asset management agencies as well as macro and micro finance institutions. Multilateral businesses have also resolved in baking in their respective countries whose interests and baking rates are still appealing.  The crisis led to closure of some banking facilities, leaving customers with few options but to crowd the remaining ones. Several regional and multinational businesses stopped or reduced their operations until the hiked banking rates goes down. This greatly compromised the banking revenue due to decrease in loan beneficiaries hence low revenues

Middleby Corp Essay Example | Topics and Well Written Essays - 1750 words

Middleby Corp - Essay Example Finally, the report includes a personal recommendation from the author, and a hypothetical recommendation from the owner of the Dallas Mavericks Basketball Club, Mark Cuban. Real GDP is forecast to contract by 2.6% in 2009 as the financial crisis and the housing downturn take their toll on domestic demand. Massive fiscal and monetary stimulus will lead to a recovery of growth to 1.4% in 2010. Average consumer price inflation is set to turn negative in 2009 as a result of declining commodity prices. Inflation should turn positive again in 2010, but will remain low owing to the massive slack in the economy. The Feds forecasts show that its staff now expects the unemployment rate to rise to between 9.2% and 9.6% this year. The central bank had forecast in January that the jobless rate would be in a range of 8.5% to 8.8%, but the unemployment rate topped that in April, hitting 8.9%. I believe the stock market will recover to pre-crash numbers by April of 2010. From there, prices should remain stable because investors will still be a little skeptical, and then rise at about 15% for three years to follow. Discussion: The results seem to indicate that Middleby Corporation’s financial progression is well directed into the future; yet, it’s also clear that if a stock purchase is not made in the immediate future it could soon become overvalued. These finds, supplemented by the previous report, constitute substantial analytical information. The information demonstrates to a reasonable level that the company will continue its positive growth for the following five years. For current and prospective investors, the historical data demonstrates that the stock will increase at a minimal level. In regards to the market forecast and contemporary economic trends, my recommendation is to retain the stock. The company seems to have a strong foundation and will continue to grow. The industry is thriving, and the company is excelling

Smartlipo laser liposuction technique explained to prospective Essay

Smartlipo laser liposuction technique explained to prospective patients - Essay Example rtlipo makes use of the tumescent technique, where highly diluted lidocaine and epinephrine are injected into the target fat tissues, so that they swell and become tumescent (meaning firm). Lidocaine is a local anesthetic while epinephrine helps in minimising blood loss. Then, the fat cells are broken down by using calibrated lasers and the fluid formed is easily suctioned off through a cannula, about 1-2mm wide. The traditional methods require the patient to be put under general anesthesia, causing much discomfort. Hospitalization is required, followed by weeks of slow recovery. Besides, surgical blood loss and bruising is higher. Smartlipo requires a very small incision in the skin for inserting the cannula, hence can be performed under local anesthesia. One doesn’t feel any pain during the procedure, and only a little pain after the anesthesia wears off, which can be easily taken care of with minor pain medications. Most patients need just one session of about 45 minutes to one hour for treating one body area. Recovery period is also very less compared to traditional methods. Many people return to work within two hours of the procedure, while some like to rest for a few days. Results can be seen immediately, with continued improvement over a period of three months. From then on, the skin looks completely normal, with hard to spot scars. The fat removed by Smartlipo doesn’t grow back in the treated areas in adults, eliminating the problem of regaining fat after losing it. Besides, the laser technology helps firm up the skin from under which fat removal has been done, thereby preventing ungainly sagging, so commonly seen in traditional liposuction methods. A Smartlipo session is followed by a doctor’s checkup and instructions. It is essential to follow the instructions strictly. One must take pain medications as directed and also use the compression bandages to prevent blood clotting and ensure quick healing. No other medicines like anti-inflammatory